Our Services
What we do
Explore Our Range of Services
We Offer Tailored Financial Solutions to Fit Your Needs
At AFC, we understand that financial needs vary from person to person and business to business. That’s why we offer a broad range of personalized financial products designed to help you achieve your goals, whether you’re a homeowner, a business owner, or someone looking to improve their financial standing. Explore our services below to find the right solution for you.
Business Lines of Credit
Our Business Lines of Credit are designed to give your company flexible, revolving access to funds up to a predetermined credit limit. This financial tool is perfect for managing day-to-day operations, handling seasonal fluctuations in cash flow, purchasing inventory, or seizing growth opportunities like marketing campaigns or equipment upgrades. Unlike a traditional loan, you only pay interest on the amount you draw, not the total credit limit. This ensures your business has liquidity when needed, without incurring unnecessary costs. Our streamlined application process and competitive terms mean you can access capital quickly to keep your business agile and competitive.
Personal Lines of Credit
Our Personal Lines of Credit provide individuals with a flexible source of funding that can be tapped into whenever unexpected expenses arise. Whether you need money for home renovations, medical bills, education costs, or consolidating higher-interest debt, this credit solution offers the convenience of borrowing only what you need, when you need it. With competitive interest rates and manageable repayment options, our Personal Lines of Credit empower you to maintain financial control and peace of mind without the burden of a fixed loan amount.
Secured Loans
With our Secured Loans, you can leverage your assets such as real estate, vehicles, or savings accounts as collateral to secure funds at lower interest rates. Because these loans are backed by your assets, lenders typically offer higher borrowing limits and more favorable terms. This makes secured loans an excellent choice for financing large purchases, debt consolidation, or major investments. Our experts will help you understand the collateral requirements and guide you through the application process to ensure you get the best possible financing solution tailored to your financial goals.
Unsecured Loans
Our Unsecured Loans provide fast, flexible financing without the need to put up collateral. These loans are granted based on your creditworthiness and income, making them ideal for personal expenses, emergency funding, or business needs where you prefer not to tie up your assets. Although interest rates may be higher than secured loans, the ease of access and lack of asset risk make unsecured loans a popular choice for many borrowers. We offer clear terms, transparent fees, and a straightforward approval process to help you get the funds you need quickly and confidently.
Commercial Mortgages
American Finance Crop specializes in Commercial Mortgages designed to support businesses in purchasing, refinancing, or developing commercial real estate properties. Whether you’re acquiring office space, retail locations, warehouses, or multi-family residential buildings, our mortgage solutions are customized to fit your business plan and financial capacity. We provide competitive rates, flexible amortization schedules, and expert guidance throughout the underwriting process to help you secure financing that aligns with your growth objectives and long-term strategy.
Residential Mortgages
Our Residential Mortgages cater to all stages of homeownership—from first-time buyers to those looking to refinance or upgrade their current residence. We understand that purchasing a home is one of the most significant financial decisions you will make. That’s why our mortgage specialists offer personalized advice, competitive interest rates, and tailored loan products that fit your income and credit profile. We simplify the application process, assist with paperwork, and keep you informed every step of the way to ensure a smooth, stress-free experience.
Home Equity Line of Credit (HELOC)
Unlock the equity built up in your home with our Home Equity Line of Credit (HELOC), a flexible borrowing option that allows you to draw funds as needed up to a credit limit secured by your property. Use this revolving credit line to finance home improvements, consolidate high-interest debts, cover education expenses, or manage unexpected costs. With competitive variable interest rates and flexible repayment terms, our HELOC product puts the power of your home’s value to work for your financial advantage.
Business Loans
Our Business Loans are tailored to support companies at every stage—from startups needing initial capital to established businesses seeking funds for expansion, equipment purchase, or working capital. We offer a variety of loan structures, competitive interest rates, and repayment plans customized to fit your business cash flow. Our experienced loan officers work closely with you to understand your business model and financial needs, helping you secure the right financing solution that drives growth and sustainability.
Personal Loans
Designed for convenience and speed, our Personal Loans provide straightforward financing solutions for a wide range of needs—whether it’s covering medical expenses, planning a vacation, consolidating debts, or other personal financial goals. With fixed interest rates, clear repayment terms, and a quick approval process, these loans help you manage your finances without surprises. We focus on transparency and customer service to ensure you feel confident and supported throughout your loan experience.
Credit Repair
Maintaining a strong credit score is crucial for securing favorable loan terms and financial opportunities. Our Credit Repair services assist you in improving your credit profile by identifying and disputing inaccuracies or outdated information with credit bureaus. Beyond repairs, we provide personalized advice on managing your credit responsibly, building positive credit habits, and increasing your score over time. Partner with us to enhance your financial credibility and open doors to better borrowing options.
Free Estimation
Request A Quote
Ready to take the next step toward your financial goals? Whether you’re looking for a personal loan, business financing, credit repair services, or mortgage solutions—American Finance Corp is here to help.